Education Loan
Finance your international education dreams with our education loan services. Get competitive interest rates, flexible repayment options, and expert guidance to secure funding for your studies abroad.
Types of Education Loans
Choose from various education loan options based on your financial needs, course requirements, and repayment capacity.
Loans with collateral security offering lower interest rates and higher amounts
Key Features:
- Lower interest rates
- Higher loan amounts
- Longer repayment tenure
- Tax benefits available
Loans without collateral for students with good academic and financial profile
Key Features:
- No collateral required
- Quick processing
- Based on academic merit
- Co-applicant mandatory
Specialized loans for international education with additional benefits
Key Features:
- Higher loan amounts
- Foreign exchange support
- Travel insurance
- Visa processing help
Why Choose Our Education Loan Service?
We partner with leading banks and NBFCs to offer you the best education loan deals with competitive rates and flexible terms.
Loans up to ₹50 lakhs for international education
Competitive interest rates starting from 9.5%
No collateral required for loans up to ₹20 lakhs
Quick approval process within 7-10 days
Flexible repayment options with moratorium period
Expert guidance throughout the loan process
Education Loan Benefits
Education loans come with several benefits that make them an attractive financing option for international studies.
Interest paid on education loan is eligible for tax deduction under Section 80E
Repayment starts only after course completion + 1 year or job whichever is earlier
Choose from various repayment options including step-up EMI and flexible tenure
Loan amount disbursed in installments based on academic year and fee structure
Eligibility Requirements
Check the eligibility criteria and documentation requirements for education loans to ensure smooth processing of your application.
- Indian citizen aged 18-35 years
- Admission to recognized university
- Good academic record (>60%)
- Valid entrance exam scores
- Course completion within loan tenure
- Parents, spouse, or close relatives
- Stable income source
- Good credit history
- Age between 21-65 years
- Income proof documents
- Full-time graduate/post-graduate courses
- Professional degree programs
- Courses from recognized universities
- Job-oriented technical courses
- Minimum 6 months duration
- Academic certificates and mark sheets
- Admission letter from university
- Cost of study estimate
- Income and identity proofs
- Collateral documents (if applicable)
Loan Application Process
Our streamlined process ensures quick and hassle-free education loan approval with expert guidance at every step.
Eligibility Check
Assess your eligibility based on academic profile, course selection, and financial background.
Documentation
Prepare and submit all required documents including academic, financial, and identity proofs.
Application Submission
Submit loan application with complete documentation to our partner banks and NBFCs.
Verification & Approval
Banks verify documents, assess creditworthiness, and provide approval within 7-10 days.
Loan Disbursement
Upon approval, loan amount is disbursed directly to the educational institution.
Our Partner Banks & NBFCs
We work with leading financial institutions to get you the best education loan deals with competitive interest rates and favorable terms.
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Punjab National Bank
Bank of Baroda
Canara Bank
IDFC First Bank
Calculate Your EMI
Use our EMI calculator to estimate your monthly payments based on loan amount, interest rate, and repayment tenure.
Get instant EMI calculations for your education loan. Enter your details to see personalized repayment options.
Success Stories
Read how our education loan services helped students finance their international education and achieve their academic goals.
"Got my education loan approved for studying in Germany within 10 days. The process was smooth and the interest rate was competitive. Now pursuing my MS in Computer Science!"
"Excellent service for education loan. They helped me get the best deal from multiple banks. The documentation support was very helpful throughout the process."
"Professional guidance for my Stanford MBA loan. They negotiated the best terms and helped me understand all the nuances. Highly recommend their services."
Ready to Finance Your Education?
Don't let financial constraints stop you from pursuing your international education dreams. Get the best education loan deals with our expert assistance.